RCO Legal, P.S. provides comprehensive mortgage banking legal services. Our roots trace back 40 years when a fledgling law firm gained its footing to become the largest provider of default-related legal services in the country. This is our story.

Beginning his legal career in the early 1970s, RCO co-founder and CEO Stephen Routh created Routh Crabtree, APC in Anchorage, Alaska, which quickly became the preeminent provider of real estate default-related services across the state. While in Alaska, Stephen pioneered the use of automation to assist in expediting and streamlining processes for his clients.

After 20+ years with Routh Crabtree, APC, Stephen opened RCO Legal, P.S. with David Fennell, previously with K&L Gates, to expand the business with a mission of enforcing the rights of secured lenders. The new venture allowed RCO to create a footprint in the Northwest U.S. and continue to build an agile, specialized firm with one mission: to better serve our clients. The RCO family of companies has continued to expand across the U.S. with service in 12 states across the country, the largest geographical reach of any law firm serving the mortgage banking industry.

Stephen is a founder of the USFN, a resource network serving the mortgage banking industry, and was recognized as the longest serving president and board member of the esteemed organization.

RCO is a full-service provider of legal services and counsel to the financial and banking industry, ranging from individual lenders to the largest financial institutions in the world, with more than 40 years of experience. We offer the following flagship legal services:

  • Foreclosure
  • Bankruptcy
  • Eviction
  • Replevin
  • Mediations/Loss Mitigation
  • Title Curative
  • Litigation
  • REO Closings

RCO is a long-standing member of ALFN, UTA, and USFN, awarding the firm with the “Diamond Award of Excellence” for 20 consecutive years. RCO has also been ranked as a “Top Performing Law Firm” by Fannie Mae, with the highest percentage of loans with completed sales in Washington state, and employs many Martindale-Hubble AV Preeminent® rated attorneys.